by Alex Routh The last article about non-admitted medical insurance policies generated questions about travel versus medical insurance, and the appropriate choice. Let’s define travel cover: Travel insurance is usually for short intervals but some policies from Australia I’ve seen can be for up to 3 years. Travel insurance covers accidents and emergencies only,Read More
By Alex Routh Almost all insurance policies are admitted. That means companies are licensed and registered in the place where they sell policies. For example, if you buy car insurance for a Mexican car, you would have to buy it from a Mexican car insurer. You couldn’t buy it from an American provider. AlmostRead More
By Alex Routh Pre-existing medical conditions are always problematic for people wanting medical insurance. Just like buying car insurance, you have to buy the car insurance before you have the car accident, otherwise nobody would buy car insurance before they had an crash! There are 2 methods of underwriting and approaching this problem that medicalRead More
Scuba diving with compressed air is something that many people do when they are on holiday and Cabo Pulmo has the only coral reef on the Baja Peninsula. I dove there in December and it is worth a visit. The unique feature I saw there missing from many reefs around the world was theRead More
More and more older U.S. citizens are traveling abroad. The U.S. Department of State’s website has a lot of useful information for older citizens moving or just traveling abroad. If you are planning on relocating overseas, you might want to review their webpage on retiring abroad. Here is a list of things that is recommended that you think about prior to your travels:Read More
The UK Insurance Ombudsman was created in 2001 by the Financial Services Act in order to settle disputes between insurers and clients. Other countries like Australia and New Zealand also have Insurance Ombudsman offices. The types of disputes that come up most often in the UK related to Travel/ International Health insurance policies wereRead More
I have been insured with International Medical Group (IMG) for approximately eight years, dealing with them through their Agent in Mexico, Mr. Roger Anthony. During this time I have been extremely satisfied with the support I have received from them, especially when I became very ill three years ago and was being overcharged and threatened by the hospital I had been admitted to. Throughout what was a very prolonged and difficult time IMG and Mr. Anthony gave me their full support and, thanks to them, a fair settlement was eventually reached between the two parties. I strongly advise that all expats living in Mexico get medical insurance and would not hesitate to recommend that they obtain it through Protexcare. I have always felt confident in Mr. Anthony's ability to answer questions promptly and accurately and IMG should be proud that he is their representative here. Sincerely, Anne K
Roger is the most caring person in the world I am so happy to have someone like him taking care of my insurances. He calls every year to make sure everything is going as it should be and not only once has he saved us big money by pointing out how to get the same cover for less money, thank you Roger Ramjet your our hero fighting for the nation...!!!